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A broker-fee free agency


An Independent Member of the Blue Shield Association

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  • “As a former teacher I was impressed with Larry’s patience and explanation. I feel empowered to have a basic knowledge of how it all works.

    Most important, I feel that I’m in good hands with BenefitPackages and my needs will always come first.” ~ Lynn F.
  • “I highly recommend this agency for California insurance needs.

    I must have clicked on a dozen or so sites. I have very specific and creative health insurance needs – and the professionals at Benefit Packages Agency don’t blink when I call with adjustments.” ~ P. K. Wallace
  • “Larry and Nicole are always ready to answer any questions I may have. In fact, Larry called me at 6:00 pm on New Years Eve to respond to an e mail I sent to him…

    I consider that going above and beyond in customer service. Thank you Larry and Nicole.” ~ Patti Searcy
  • “Larry is a very personable guy, and he takes interest in his clients’ welfare, explains the available choices, and helps with the decisions. As he says he’s commissioned by essentially everyone, I feel that his opinions are not biased. He is fabulous, and I highly recommend him to everyone!!” ~ Jeff J.
  • “I highly recommend this agency. They are very knowledgeable about health care issues and companies.

    I found them to be honest, straight forward and genuinely interested in helping to find the best plan for myself and my family on more than one occasion.” ~ Maria G.
  • “All the forms and necessary paperwork was handled on-line and I didn’t need to leave my home! AND – they have kept me apprised of all Medicare changes and how they will affect me.
    I consider myself VERY fortunate to have had Benefit Packages call me back when Anthem did not.” ~ Peggy S.
  • “I would highly recommend Kim Lapins to help with any of your California health Insurance needs.

    My husband and I both have plans through her and having personalized service is very refreshing!” ~ Janet S.
  • “I am self-employed and the options Larry showed me were very affordable and the coverage is perfect.

    He gave me great guidance over the years and steered me in the direction of what suited me and my family best. ” ~ Michelle W.
  • “The rates were better than I had been paying. Kim and NIcole always get me answers quickly when I have questions on what is covered. They also help me with forms when I need them.

    I recommend this agency highly.” ~ Debbie Kaplan
  • “I used Benefits Packages and was assisted by a lady named Renee Hurwitz. Renee was far more than I expected and is one of very few that does what she says she is going to do, not to mention her extraordinary follow-up. Renee was most professional and yet made one feel like a human for which she cared about.” ~ Ron L.