Adding Extra Coverage With Blue Cross BeneFits

Blue Cross BeneFits gives your business easy access to affordable healthcare. Sounds great, right? It gets better.

When you enroll your business in the BeneFits program, youýre eligible to add extra coverage. You can add dental, vision, and life coverage for your employees. And you can combine your Workersý Comp premiums with your Blue Cross premiums. That means the convenience of low monthly bills instead of large twice-a-year payouts. And youýll save 10% on the Workersý Comp portion of your bill.

Dental Coverage Keeps Your Employees Smiling

You can choose from two dental plans when you join BeneFits.

Dental BeneFits PPO Plan provides 100% coverage of exams, cleanings, and x-rays. The plan also covers 80% of the cost of fillings. And since itýs a PPO plan, it gives you some coverage for services from dentists outside the Blue Cross network. Major care ý such as root canals and crowns ý is not covered. The plan has a yearly maximum of $500, and a $25 deductible. Monthly premiums start at $11.

Dental Net HMO Plan features 100% coverage of dental exams, cleanings, and x-rays. Fillings cost just $16, and major care is heavily discounted. The plan also offers coverage for orthodontic work. To enjoy coverage, Dental Net enrollees have to use a dentist in the Blue Cross network. The Dental Net plan has no annual maximum and no deductible. Monthly premiums start at $15.

To enroll in either of these plans, youýll have to fund 50% of your employeesý premiums. You can contribute to their dependentsý premiums, but thatýs up to you.

20/20 Vision Care 

Did you know almost 1 in 3 Americans wears prescription glasses? Chances are thereýs someone on your staff who wears glasses ý or should. BeneFits has two options for vision care.

Blue View Plan gives you an eye exam every 12 months, with a copay of just $25. You get new glasses or contacts every 24 months. And you can save between 15 ý 40% off the cost of glasses and accessories. The monthly premium is only $7.

Blue View Plus gives you the same coverage, with a couple advantages. Your copay for eye exams is only $15. And you can get new glasses or contacts every year. Both plans feature the same Blue Cross network of more than 4,000 eye care specialists in California. The monthly premium for the Blue View Plus plan is $13.

Life Insurance ý Protect Your Employees And Save

Your employees work hard to provide for their families. With BeneFits life coverage, you can provide them with the peace of mind of knowing their family will always be protected.

Setting up life insurance benefits is easy. Just choose a coverage amount between $15,000 and $50,000. Your contribution has to be at least 25% of the premium.

If you choose a coverage amount of over $25,000, you can save 1% on your medical premiums.

The extra coverage available is just one of the reasons that choosing BeneFits makes good sense. And Blue Cross has made it easy to get all the coverage you and your employees need in one place. And itýs easy to get set up. If you want to enroll your business in BeneFits, you can apply online right now.

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