Short Term PPO Plans for Individuals and Families

You do not want to wait until you or a loved one is sick to purchase health coverage. If you are between jobs or are waiting for permanent coverage or have recently graduated, you need to select Short Term PPO for health care coverage. This coverage can last anywhere from 30 to 185 days and can begin and end on any day of the month. You select the deductible from $250 to $2000.

If you are not certain what length of time to sign up for coverage, itęs important to remember that with Blue Cross Life and Health Short-Term PPO Plan, you can sign up for a minimum of 30 days to a maximum of 185 days. While this policy is non-renewable, it will help you meet your health plan needs while you are waiting for your other coverage to begin.

Once the policy expires, you may reapply for a new plan if you complete a new application. However, after two lapses of a BC Life and Health Short-Term Plan with less than a six month lapse between, you will need to wait six months before you reapply for short term coverage.

Pricing for enrollment is based on a day rate depending upon each member. In order to apply for coverage, you need to be a permanent resident of California and a resident of the United States for at least three months. Members must be between the ages of 15 days and 64 years old. The applicantęs spouse must be under age 64, while the applicantęs children should be under age 19. Unmarried, dependent children can be between the ages of 19 and 23.

Coverage begins at 12:01 a.m. on the date following the postmarked date.