Is Blue Shield Essential Plan Right For Me?
Essential Plan from Blue Shield of
California is an all-in-one individual plan that covers your
medical, dental, and vision needs. Essential Plan features low
monthly premiums, a large network of Blue
Shield Preferred Providers, and access to the common medical
services you need at low or no cost.
Blue Shield Essential Plan — One Plan, Two Options
There are two Essential Plan packages — Essential
Plan 3000 and Essential Plan 4500.
Both plans include the same great
coverage: medical and hospital services, dental care, and
vision care. Which package is for you? The difference lies in
the deductible.
Essential Plan 3000 has a deductible of $3,000,
which keeps monthly premiums low. Essential Plan 4500 has
a deductible of $4,500, so monthly premiums are even lower — as
low as $77.
So what do you get?
- Three office visits a year — only $40 each
- Preventative care (including an annual exam) — $40 a
visit
- Emergency health coverage — $100
- Dental exams, cleanings, and x-rays — free
- Vision exams — $5
- Generic prescription drug coverage — $10/prescription
And, you can get a 15% discount on LASIK corrective
eye surgery.
It’s all the coverage you need to keep healthy and stay
active. And with low monthly premiums, it’s surprisingly
affordable.
Who Is Essential Plan Right For?
The Blue Shield Essential Plan is an individual health plan that
focuses on routine and preventative care. It’s ideal for
people with active and healthy lifestyles. And since it combines
the health services you need in one convenient package, it’s
great for people who have better things to do than trying to juggle
a series of confusing plans.
The Essential Plan doesn’t provide maternity coverage. But
Blue Shield has made it easy for Essential Plan members who become
pregnant to transfer to a Shield
Spectrum plan.
Want to learn more about the Blue Shield Essential
Plan? We can get you started by applying
right now. Or read our Frequently
Asked Questions to learn more.
Ready to apply?
Need to know more?
|
