Is Blue Shield Essential Plan Right For Me?
Essential Plan from Blue Shield of California is an all-in-one individual plan that covers your medical, dental, and vision needs. Essential Plan features low monthly premiums, a large network of Blue Shield Preferred Providers, and access to the common medical services you need at low or no cost.
Blue Shield Essential Plan: One Plan, Two Options
There are two Essential Plan packages: Essential Plan 3000 and Essential Plan 4500. Both plans include the same great coverage: medical and hospital services, dental care, and vision care. Which package is for you? The difference lies in the deductible.
Essential Plan 3000 has a deductible of $3,000, which keeps monthly premiums low. Essential Plan 4500 has a deductible of $4,500, so monthly premiums are even lower; as low as $77.
So what do you get?
- Three office visits a year: only $40 each
- Preventative care (including an annual exam): $40 a visit
- Emergency health coverage: $100
- Dental exams, cleanings, and x-rays: free
- Vision exams: $5
- Generic prescription drug coverage: $10/prescription
And, you can get a 15% discount on LASIK corrective eye surgery.
It's all the coverage you need to keep healthy and stay active. And with low monthly premiums, it's surprisingly affordable.
Who Is Essential Plan Right For?
The Blue Shield Essential Plan is an individual health plan that focuses on routine and preventative care. It's ideal for people with active and healthy lifestyles. And since it combines the health services you need in one convenient package, it's great for people who have better things to do than trying to juggle a series of confusing plans.
The Essential Plan doesn't provide maternity coverage. But Blue Shield has made it easy for Essential Plan members who become pregnant to transfer to a Shield Spectrum plan.
Want to learn more about the Blue Shield Essential Plan? We can get you started by applying right now. Or read our Frequently Asked Questions to learn more.
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