Medicare is a quality program designed to help seniors cover their costs of their healthcare, but it does leave some important gaps in coverage. Fortunately, seniors with California Medicare can seek out supplemental plans to fill those gaps while keeping it affordable to pay for care. It’s unfortunate that Medicare hasn’t really kept up with the increasing costs of healthcare, but at least you have some recourse through supplemental plans like Anthem Medicare Advantage.
There are a number of factors to consider when picking a supplemental plan. For one thing, there are a handful of different supplement options, each one designed with a different purpose in mind. The “Plan F” is useful because it will cover all Medicare benefits at 100%. For some, this isn’t worth the higher premiums, so they might opt for “Plan N” or “Plan A.” It all depends on your current financial situation and how many healthcare services you feel you’re likely to use. The most important thing is that you have plenty of choices.